Finance Center

Welcome to Our Financing Department

 

Palestine Chrysler Dodge Jeep Ram FIAT has the expert finance team that can help you get approved in Palestine, TX today.

Buying a new, used, or Certified Pre-Owned vehicle can be an exciting time in your life. However, it can sometimes also be one of the most stressful times in your life if you are not sure how you are going to pay for your purchase. Our experts at Palestine Chrysler Dodge Jeep Ram FIAT can take the stress out of getting you approved for financing.

Types Of Financing

There are a couple of options you can choose from when you finance your vehicle. The one you are probably most familiar with is purchasing. When you purchase your vehicle, you own it after you have paid it off. This type of financing is typically done through financial institutes like banks or credit unions. We work with multiple lenders both nationally and locally in order to get our customers the best interest rates available. There is typically a down payment required for this type of loan. 

The other popular type of financing is leasing. When you lease, you are borrowing the vehicle for typically 3 years. You only pay a portion of the total cost, which can make your payments lower. There are restrictions that apply to leases and sometimes they can be acquired with no money down. For more information on these finance options, talk to our finance experts at Palestine Chrysler Dodge Jeep Ram FIAT today.

Do I Qualify?

Getting approved for a loan or a lease can depend on several things. The biggest factor is probably credit. Those with good or excellent credit typically have no issues getting approved for financing but those who suffer from bad credit due to a divorce, medical bills, or other factors can have a more difficult time getting approved. Those with no credit may have a more difficult time getting approved as well. 

The other things that may affect your ability to gain approval are your employment status as well as your income. At Palestine Chrysler Dodge Jeep Ram FIAT, we are experts at helping individuals gain approval for financing. We work with a wide variety of lenders to give you better odds of being approved and we know the ins and outs of the financing world to help you get the approval you deserve. Come see us and see what you qualify for.

Next Steps

Our team of financing experts is standing by to help you get the approval you need in order to buy your new, used, or Certified Pre-Owned vehicle. We have all the tools we need and have a high approval rating for our customers. Since we work with so many lenders both locally and nationally, we have a variety of ways to help you get approved. If you know which vehicle you want and you want to save time, you can always fill out our online credit application for pre-approval prior to your visit. If you would like to come see us in person to get started, we are happy to help and standing by to serve you. 

Do you have questions? We are available online, by phone, and in person to answer all of your questions at Palestine Chrysler Dodge Jeep Ram FIAT today. 

Have questions? Complete this form and a dealer representative will contact you.

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Contact

Palestine Chrysler Dodge Jeep Ram FIAT

2321 State Highway 155
Directions Palestine, TX 75803

  • Sales: (903) 480-4899
  • Service: (903) 480-4927
  • Parts: (903) 480-6776

Hours

  • Monday 8:00am-6:00pm
  • Tuesday 8:00am-6:00pm
  • Wednesday 8:00am-6:00pm
  • Thursday 8:00am-6:00pm
  • Friday 8:00am-6:00pm
  • Saturday 9:00am-5:00pm
  • Sunday Closed
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